Industries We Serve

At Great Elm Commercial Finance, we know that every industry has its own set of challenges, opportunities, and capital requirements. Our asset-based lending platform is built to provide fast, flexible financing solutions that align with your business’s operational realities—whether you’re scaling, restructuring, or navigating change. From working capital to strategic transitions, we’re here to support your path forward.

Who We Lend To

We partner with private equity sponsors, entrepreneurs, turnaround professionals, and owner-operators who lead fast-moving, evolving businesses. Our ideal borrowers have asset-rich balance sheets—typically including accounts receivable, inventory, machinery, or real estate—and annual revenues between $5 million and $500 million.

Common borrower profiles include:

  • Rapidly growing companies expanding operations or geographies
  • Founder-led startups with experienced leadership
  • Businesses in transition, restructuring, or turnaround
  • Firms undergoing mergers, acquisitions, or ownership change
  • Borrowers seeking more flexibility than traditional bank loans

We take a hands-on, relationship-first approach to ensure each financing solution is purpose-built for the businesses we serve.

Key Industries We Support

  • Manufacturing:
    Flexible capital to support production cycles, equipment investments, and working capital needs.
  • Healthcare:
    Lending solutions for home health providers, specialty clinics, and medical suppliers.
  • Wholesale & Distribution:
    Financing for inventory management, receivables, and growth-oriented initiatives.
  • Oil & Gas:
    Capital for exploration, infrastructure, and service companies navigating cyclical demands.
  • Government Contractors:
    Working capital for federal, state, and municipal suppliers managing long payment cycles.
  • Seasonal Businesses:
    Solutions designed to smooth cash flow through high and low demand cycles.
  • Transportation & Logistics:
    Asset-based funding for fleet expansion, equipment upgrades, and operational growth.

Solutions for Specialized Financial Needs

Our team structures financing to support a wide range of business milestones and inflection points. Whether you're planning for growth or managing through disruption, Great Elm Commercial Finance delivers the capital and strategic partnership to help you move forward.

  • Refinancing and lender transitions

  • Growth capital and facility expansion

  • Mergers, acquisitions, and buyouts

  • Restructuring or turnaround scenarios

  • DIP (Debtor-In-Possession) financing

  • Bank workouts and special situations

When traditional lenders say no, Great Elm Commercial Finance builds a smarter path to yes.