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SOLUTIONS

Financing Structures Built Around Your Business

Great Elm Commercial Finance offers asset-based lending solutions to growth-focused businesses across various industries in the U.S., providing transparent and reliable capital.
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OUR APPROACH

Capital Structured Around Your Business Assets

Asset-based lending starts with what a business owns: receivables, inventory, equipment and real estate. Great Elm structures financing around those assets and the objective behind the request, so the capital fits the way the business operates.

Our underwriting considers the quality and liquidity of the collateral, the company’s operating history and the timing of the transaction. Those factors help determine which of the financing structures below may be appropriate.

UNDERSTANDING YOUR OPTIONS

Different Needs. Different Financing Structures.

How much capital a business needs, how it expects to repay it and which assets can support it all influence the structure of a financing. Suitability depends on the borrower, its collateral and the transaction, and no single structure fits every situation.

$5MM–$500MM

Typical Annual Borrower Revenue

Financing availability and eligibility depend on the individual transaction, eligible collateral, and underwriting requirements.

$5MM–$30MM

Typical Target Loan Size

A typical target, not a limit. Loan size depends on the individual transaction, eligible collateral, and underwriting requirements.

Revolving Working Capital

Financing tied to eligible receivables and ongoing borrowing requirements. Availability moves with eligible collateral, which can suit businesses whose working capital needs rise and fall with sales and customer payments.

Ledgered Line of Credit

Secured Term Financing

Defined borrowing backed by eligible business assets, such as inventory, equipment or real estate, for capital investment, liquidity needs or refinancing.

Secured Term Loans

Coordinated & Supplemental Capital

Different approaches to coordinated debt or supplemental financing. A unitranche facility can combine borrowing needs into one arrangement, while junior capital can supplement a senior asset-based facility.

Unitranche LoansJunior Capital Loans

Chapter 11 Financing

Financing during Chapter 11, subject to required court authorization.

DIP Financing

FINANCING SOLUTIONS

Asset-Based Financing Solutions

Explore Great Elm’s financing products and the structures available for different business needs.

Revolving & Term Financing

Additional Financing Structures

DEALS WE SUPPORT

Financing for Growth, Change, and What Comes Next

Great Elm provides financing for businesses pursuing new opportunities, managing existing obligations, and navigating complex financial transitions. Explore the situations we help finance.

GROWTH & CAPITAL STRUCTURE

Finance your next business opportunity.

Explore financing for expansion, acquisitions, recapitalizations, and ownership transitions.

Growth Capital Support expansion and new business opportunities. Leveraged Buyouts Acquisition financing Partner Buyouts Ownership transitions Recapitalization Capital restructuring Refinancing Existing debt

FINANCIAL TRANSITIONS & SPECIAL SITUATIONS

Find financing through changing circumstances.

Explore alternatives for lender transitions, operational challenges, and complex financial situations.

Turnarounds Support operational recovery Bank Workouts Navigate lender constraints Distressed Financing Address financial pressure Special Situations Explore complex financing alternatives DIP Financing Finance operations during Chapter 11

INDUSTRIES WE SERVE

Explore the Industries We Finance

From manufacturing and healthcare to logistics and agriculture, businesses across industries face different operating cycles, collateral requirements, and capital demands. Explore the industries Great Elm serves and the financing opportunities relevant to each.

Recent Deals

Financing deals that move businesses forward.

Explore our recent financing transactions and discover how we’re helping businesses access the capital they need to grow and succeed.

See More Deals

Capital for Your Next Business Move

From working capital and acquisitions to refinancing and complex business transitions, Great Elm’s team can help evaluate your objectives and explore an appropriate financing structure.

Contact Our Financing Team

Tell us about your business and what you’re looking to finance. A member of our team will follow up to discuss your needs and potential next steps.